NBFC Personal Loan Criteria

For Salaried

• Min. Salary Rs. 15,000/- per Month
• Min. Job Stability: 1 Year
• Age: 21 Years or Above

For Self-Employed

• Min. 1 Year Business Stability
• Min. 1 Year IT Return
• Age: 21 Years or Above

Disclosure: Loan Tenure ranges from minimum 6 months to maximum of 60 months, with annual interest rates starting at 11% and going up to 34%. A processing fee up to 2% may be applicable. Representative Example: If a loan of ₹1,00,000 is availed at an interest rate of 12.5% per annum for a tenure of 12 months, and a processing fee of 2% is applied: Interest Payable: ₹6,720 approx. Processing Fee: ₹2,000. Total Loan Cost (including interest + fee): ₹1,08,720. APR (Annual Percentage Rate): 14.27% approx. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs’ criteria, rules & regulations, and terms & conditions. Company Address: 2nd Floor, Plot 29, Parvati Nagar CHS 2, SY. No. 123/1, Katargam, Surat, Gujarat, India - 395004